According to this interesting article by Business Insider, 1 in every 5 Americans struggle with a poor credit rating. That is 20% of the country and a national epidemic! Now is a good a time as any to tackle the beast....fixing your credit. It may seem like a black hole of despair and dealing with creditors and the credit bureau can be a nightmare. However, there might be a little light at the end of the tunnel. New legislation has passed making credit bureaus more responsible for their reports and there are new breaks for people with medical debt! Check out this video on the topic.